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Business Insurance

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Many years in business

100% customer satisfaction

Knowledgeable advisors to help you

Multiple coverage options to choose from

Business Insurance Provided By Our Agency

Business owners have a lot of responsibilities on their shoulders, and one responsibility they may not be aware of is the risk of loss from business interruption. Without proper coverage, the losses from entrepreneurial risks can be devastating financially and in terms of what you lose out on personally.

Business Owners Insurance

Most businesses will need a business owner’s policy (BOP). A BOP combines business property, business liability and business income insurance in one policy.
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Workers' Compensation Insurance

Workers’ compensation insurance covers medical costs and lost wages for work-related injuries and illnesses.
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Commercial Umbrella Insurance

You’ve worked hard for the success of your business — and a single unfortunate event could put its assets at risk if the cost of a covered claim exceeds the limits.

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General Liability Insurance

General liability insurance protects you and your business from “general” claims involving bodily injuries and property damage.
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Commercial Auto Insurance

As a businessowner, you need insurance coverages for the cars, trucks, vans or other vehicles you use in your business as you do for vehicles used for personal travel.

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Employment Practices Liability Insurance

Employment-related risks are among a business’s most potentially damaging exposures, often centering around sexual harassment, etc.
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Commercial Property Insurance

The place you do business says a lot about your success. Maybe your wholesale company acquired a second warehouse.

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Builder's Risk Insurance

Because every construction project is unique, each builder’s risk policy is different.


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Lets know more about Business Insurance? Visit us to understand better

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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K & J Insurance LLC

We extend coverage to individuals and businesses throughout Indiana in Winslow, Otwell, Oakland City and Monroe City and surrounding areas.
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